beneficial mortgages

Mortgages

Whether you're buying or refinancing, we’ve got lots of ways to help you find your way home.

Featured Mortgage Rates

Determine what loan is right for you by evaluating the rate, Annual Percentage Rate (APR), and points.

30 Year Fixed Rate

Rate APR Points
4.000% 4.037% 0.000%

15 Year Fixed Rate

Rate APR Points
3.375% 3.440% 0.000%

30 Year Fixed Rate - Jumbo

Rate APR Points
4.000% 4.026% 0.000%
See Details and Disclosures
Rates are subject to change

These rates are not guaranteed and are subject to change without notice. This is not a credit decision or a commitment to lend.

Mortgages

Our mortgages are designed to make it a
little easier to finance your home.

  • fixed rate imageFixed Rate Mortgages

    This mortgage lets you lock in the rate of your loan for its life so you’ll be safe from the market’s ups and downs – making it even easier to stick to a budget.

    Fixed monthly principal and interest payments for the life of the loan | Terms available for 10, 15, 20, and 30 years | Free pre-qualifications* within one business day

  • adjustable rate imageAdjustable Rate Mortgages (ARMs)

    This mortgage lets you invest in a home while giving you lower interest rates for a fixed period at the beginning.

    Get lower initial rates | Interest rates may change depending on market changes | Free pre-qualifications* within one business day

  • jumbo mortgage house imageJumbo Mortgages

    Looking for a larger home? We’ll help you get a big mortgage at a lower rate.

    Residential loans greater than $417,000** | Terms available for 10, 15, 20, and 30 years | Free pre-qualifications* within one business day

From the Glossary

bank services: Services offered by a bank for
convenience, such as online banking, automatic
transfer and check cancellation. More terms

Specialty Mortgage Programs

Financing your home can take a lot. If you need help,
we’ve got options.

  • jumbo mortgage house imageFirst Time Home Buyer Program

    If you’re just starting out, our lower fees and the option to put less money down upfront can help you buy a home even if you’re on a smaller budget.

    Discounted rates and fees let you save more | Flexible payment terms to fit your budget* | Lower down payments

  • jumbo mortgage house imageKeystone Home Loan Programs

    Buying your first home in Pennsylvania? If you meet certain eligibility requirements, we can help you toward your dream of owning your own home.

    Available year-round | Below-market rate financing* | Below-market origination fees

  • jumbo mortgage house imageDelaware Valley Mortgage Plan

    If you’re trying to buy or refinance a home in Pennsylvania or New Jersey, our discounted mortgage rates can help you get there. Some income and loan limits may apply.

    Discounted rates and fees keep your costs low | Perfect for low-to-moderate income borrowers

  • jumbo mortgage house imageFederal Housing Administration (FHA)
    Streamline Refinance

    Designed for homeowners with existing FHA mortgages, Streamline Refinances are the fastest, simplest way for FHA-insured homeowners to refinance their respective mortgages with today’s mortgage rates.

    Reduced credit requirements and no qualifying debt ratios | No income verification or home appraisal required | Fixed rate terms available for 10, 15, 20, and 30 years Purchase and refinance terms backed by FHA available for 10, 15, and 30 years

 

Preferred Real Estate Agent Program

We're all about helping you find a home that fits.
Get to know our real estate partners.


Our Agents

Planning Tools

Need help planning?

These tools can help you get started.

The latest rates

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Check out the most up-to-date rate information for mortgages, home equity, personal loans and credit lines.

See Rates

Rate Watch

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Keep an eye on the current rates with our rate watch emails.

Sign Up for Rate Watch Emails

Explore your options

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Get an idea of how much your monthly payments will be, how much you can get a mortgage for or whether refinancing is your best option with our handy calculators.

Rate Calculator




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1818 Beneficial Bank Place
1818 Market Street
Philadelphia, PA 19103

888.742.5272
info@thebeneficial.com
The use of non-secure email is intended for general questions, inquiries and comments only. Confidential Customer information cannot be accepted electronically.


Routing No: 236075689
SWIFT Code: BENFUS33

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