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Current Rates

Home Equity
Revolving Credit
Current Rates for Personal Loans
Personal (Unsecured)
Term Preferred Rate* Est Pay/Mo^
To 36 months (minimum $2,500) 10.24% $80.95
To 36 months (less than $2,500) 11.74% $33.09
To 60 months (minimum $3,500) 10.50% $75.22

Rates are expressed as Annual Percentage Rates (APR) as of 2/8/2016.

*The Preferred Rate refers to the rate given to borrowers with automatic payment withdrawal (discount of 0.50%) from their Beneficial checking account, as applicable. Removal of automatic payment withdrawal will increase the rate by 0.50%.

All rates are subject to change without notice. All loans are subject to credit approval. Please inquire for more details on loan products.

^Monthly payment amounts are calculated using the least allowable amount financed per loan type using the 'Preferred' APR over terms of 36 to 60 month timeframes for the life of the loan. For loan amount under $2,500, the loan payment amount assumes a $1,000 amount financed over 36 months at the 'Preferred' rate which is expressed as an APR.


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