Beneficial Bank

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  We believe that being a successful bank carries with it a responsibility to share our financial knowledge with our customers. Every time you interact with us, we hope to be able to show you a better way to think about your money. Whether it's a conversation in the bank, online or on the phone, our companywide mission is to educate our customers to do the right thing financially, 365 days a year.

Thinking And Planning
We're not just talking about banking smarter. Our hope is to teach you practical steps for making your goals a reality. Stop by any branch or campus and ask to talk with a Relationship Associate. We'll sit down with you, listen to your long-term vision, and help work out a realistic plan to make it all happen. We'll be with you every step of the way, whenever you need help or advice. That's what beneficial thinking is all about.

A History Lesson
We've been around since 1853. The history of our bank is as rich as the history of Philadelphia itself. Since our humble beginnings in the mid-19th century as one of the only banks that demonstrated the importance of saving for Philadelphia's working-class immigrants, we have evolved into a full-service financial company.

View our Beneficial history timeline from the days before the Civil War to our 160th year. Today, we are the oldest and largest bank headquartered in Philadelphia. With approximately $5 billion in assets and a network of 55+ helpful banking offices throughout the Delaware Valley, we remain dedicated to our customers and their financial goals. We have been a trusted neighbor since 1853, and we look forward to another century and a half of helping our community prosper.

Experience You Can Trust
We've helped generations of our neighbors feel safe and secure about their money, and confident about their financial decisions. We have never engaged in sub-prime lending, and all of our deposit accounts are FDIC-insured.
To learn more about deposit insurance and calculate the insurance coverage of your accounts at each FDIC-insured institution, visit the FDIC website for the Electronic Deposit Insurance Estimator (EDIE) at If you have additional questions regarding your insured deposits, please contact our Customer Contact Center at 888.742.5272.
Never Stop Thinking
We're eager to put our knowledge and experience to work for you. Visit any of our offices in PA and our four signature education campuses in NJ or PA and see what a little beneficial thinking can do for your life.

Beneficial Bank At-A-Glance
Age: 162 years
Vision: Vacere Comptus Verus – Do What’s Right
Locations: 55+
Campuses: 12
Headcount: 950+ Employees
CEO: Gerard P. Cuddy
Stock Stat: 2nd largest PA-based bank serving the greater Philadelphia MSA
Total Assets: $4.7 billion
ABA Routing Number: 236075689
Person We Most Admire: Benjamin Franklin
Favorite Film: Miracle on 34th Street (1947)


Annual Report
Click here for our annual report.

Contact Information
Customer Contact Center:
8:00 am to 6:00 pm Mon - Thurs
8:00 am to 7:00 pm - Fri
9:00 am to 3:00 pm - Sat - Sun
24/7 Telephone
Banking Service:
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Beneficial Bank
1818 Beneficial Bank Place
1818 Market Street
Philadelphia, PA 19103

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