beneficial business checking

Business Checking Accounts

Smart and straightforward, our checking suite enables you to focus on what’s most important to you: running your business.

Business Checking Accounts

  • Small Business Checking

    This account is perfect for smaller businesses with lower monthly deposit and checkwriting activity. It’s only $100 to open, and fewer fees make it easier to keep more in your account.

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    No monthly service charge

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    No minimum daily balance requirement

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    Up to 350 free transactions monthly

  • Business Checking

    When you have a lot of funds flowing in and out of your account every day, you need flexibility to manage large transactions. This account is just $50 to open and, depending on your balance, the number of transactions and your account activity, all or part of your monthly service charge may be offset by earnings on your balance.

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    No minimum daily balance requirement

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    Just $50 to open

  • Sole Proprietor

    When you’re out on your own, it helps to have a checking account that will work hard alongside you. That’s why we’ve created an account that lets you earn interest on what you put in.

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    Free Visa Business Debit Card

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    Just $50 to open

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    No monthly service charge if the $1,000 minimum daily balance requirement is met

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Business Packages

  • Start GrowingSM Package

    This package was built to help you gain interest, pay fewer fees and help you get more benefits than a standard
    checking account.

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    $25 monthly service charge waived if you meet the minimum daily
    balance requirement

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    No ATM fees from Beneficial

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    FREE Start EarningSM Package for business owners

  • Professional Package

    You provide specific services, we provide specific solutions. That’s why we’ve designed this package to help CPAs, attorneys, doctors and other professional service providers run their businesses seamlessly, with fewer fees, interest checking for office employees and more.

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    $25 monthly service charge waived if you meet the minimum daily
    balance requirement

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    No ATM fees from Beneficial

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    FREE initial supply of checks up to $100

Compare

Compare Table

Business checking, simplified.

A complete breakdown of all our business checking accounts.

  Small Business Checking Business Checking Sole Proprietor Checking Start GrowingSM Package Professional Package
Best if you want: No monthly service charge, no minimum balance Fee-based account for high activity Interest-earning account for qualified entities All-purpose business account with extras A custom-designed package to help you run your accounting, legal or medical office
Minimum to open: $100 $50 $50 $100 $100
Minimum daily balance: None None $1,000 $2,000 $5,000
Monthly service charge: None All or a portion of your monthly cost of maintaining this account may be offset by an earnings credit of the investable balance $12 monthly service charge waived if minimum daily balance requirement is met $25 monthly service charge waived if minimum daily balance requirement is met $25 monthly service charge waived if minimum daily balance requirement is met
Debit card: FREE FREE FREE FREE FREE
Earns interest: No No Yes* Yes* Yes*
Basic online banking with bill pay: FREE Corporate Online Banking upgrade FREE FREE FREE
Free items per month: Up to 350 Transaction fees apply Unlimited Up to 500 Up to 500
Extras:   Cash management services available   Preferred Rate on Business Statement Savings or Business Money Market with automated monthly savings – Discounted Cash Management packages available – No annual fee line of credit up to $250,000º FREE Start EarningSM Package for business owner referred Rate on Business Statement Savings or Business Money Market - Discounted Cash Management services available - Annual fee for line of credit waived for the first yearº - FREE Start RewardingSM Package for business owner -FREE interest checking for employees


Full Details

Fewer Details



*Subject to standard FDIC insurance coverage limit of $250,000.

ºLoan products subject to credit approval.

Run your business in real time.

Our electronic and online tools make it easy to bend and flex with the ever-changing needs of your business.

From the Learning Library

The right knowledge makes the difference.

We’ll help you plan rather than worry, prepare rather than react, with the latest ideas and strategies for your business.




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1818 Beneficial Bank Place
1818 Market Street
Philadelphia, PA 19103

888.742.5272
info@thebeneficial.com
The use of non-secure email is intended for general questions, inquiries and comments only. Confidential Customer information cannot be accepted electronically.


Routing No: 236075689
SWIFT Code: BENFUS33

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USA PATRIOT Act

To help the government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you – When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license and other identifying documents.