beneficial business loans

Business Lending

For decades, we’ve been helping our neighbors build their businesses through smarter lending.

Lending Philosophy

The knowledge to listen before lending.

Our commitment to do the right thing is important to us. It means from
the moment you sit down with us, we’re listening. We’ve designed our
Beneficial Conversation to explore every nuance of your business,
understand how you work and help you make smart choices when it
comes to borrowing for your business.

Loans

The right loan and the right guidance, every time.

  • Term Loans

    We help you invest in your business with the capital you need.

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    Borrow at competitive fixed or variable interest rates

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    Full amortization, no balloon payments

  • Commercial Mortgages

    Whether you're expanding or even purchasing a new site, our Commercial Mortgages can help you bring your project all together. Fast approvals make getting started easy and won’t get in the way of your plan’s timeline.

  • Construction to Permanent Loans

    If you’re a retail developer or contractor looking to build new construction or develop a commercial investment property, our loans can get your projects off the ground.

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    One closing on Construction/Permanent loans

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    Construction terms up to 36 months

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    Permanent loans with amortization periods up to 30 years

Lines and Letters of Credit

A credit strategy that works with you.

  • Lines of Credit

    If you need to cover unexpected expenses, our fast approvals help you get the funds you need.

  • Letters of Credit

    This document provides evidence of credit pre-approval and guarantees financial security for trade or municipal obligations. Flexible collateral alternatives give you more options and help you get the job done in a way that works for you.

Thinking of borrowing?

Our local decision-makers and quick turnarounds simplify the process and get you the answers you need, when you need them.

Contact Us

From the Learning Library

The right knowledge makes the difference.

We’ll help you plan rather than worry, prepare rather than react with the latest ideas and strategies for your business.




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1818 Beneficial Bank Place
1818 Market Street
Philadelphia, PA 19103

888.742.5272
info@thebeneficial.com
The use of non-secure email is intended for general questions, inquiries and comments only. Confidential Customer information cannot be accepted electronically.


Routing No: 236075689
SWIFT Code: BENFUS33

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USA PATRIOT Act

To help the government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you – When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license and other identifying documents.