Business Lending

For decades, we’ve been helping our neighbors build their businesses through smarter lending.

Featured Customer:

St. Georges Holding Company, LP
- a development by C.F. Holloway III

Lending Philosophy

The knowledge to listen before lending.

Our commitment to do the right thing is important to us. It means from the moment you sit down with us, we’re listening. We’ve designed our Beneficial Conversation to explore every nuance of your business, understand how you work and help you make smart choices when it comes to borrowing for your business.

The right loan and the right guidance, every time.

Term Loans We help you invest in your business with the capital you need.

Borrow at competitive fixed or variable interest rates

Full amortization, no balloon payments

The right loan and the right guidance, every time.

Commercial Mortgages Whether you're expanding or even purchasing a new site, our Commercial Mortgages can help you bring your project all together. Fast approvals make getting started easy and won’t get in the way of your plan’s timeline.

The right loan and the right guidance, every time.

Construction to Permanent Loans If you’re a retail developer or contractor looking to build new construction or develop a commercial investment property, our loans can get your projects off the ground.

One closing on Construction/Permanent loans

Construction terms up to 36 months

Permanent loans with amortization periods up to 30 years

A credit strategy that works with you.

Lines of Credit If you need to cover unexpected expenses, our fast approvals help you get the funds you need.

A credit strategy that works with you.

Letters of Credit This document provides evidence of credit pre-approval and guarantees financial security for trade or municipal obligations. Flexible collateral alternatives give you more options and help you get the job done in a way that works for you.

Thinking of borrowing?

Our local decision-makers and quick turnarounds simplify the process and get you the answers you need, when you need them.

From the Learning Library

The right knowledge makes the difference.

We’ll help you plan rather than worry, prepare rather than react with the latest ideas and strategies for your business.