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Business Packages

We’ve taken everything we’ve learned about banking and put it into packages designed to help your business make smart choices.

Start GrowingSM Package

This package was built to help you gain interest, pay fewer fees and help you get more benefits than a standard checking account.

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$25 monthly service charge waived if you meet the minimum daily balance requirement

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No-annual-fee line of credit up to $250,000*

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No ATM fees from Beneficial

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Preferred Rate on Business Statement Savings or Business Money Market Account with automated monthly savings

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FREE Start EarningSM Package for business owners

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FREE initial supply of checks up to $50

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*All loan products subject to credit approval.

Professional Package

You provide specific services, we provide specific solutions. This package can help CPAs, attorneys, doctors and other professional service providers manage their businesses seamlessly, with fewer fees, interest checking for office
employees and more.

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$25 monthly service charge waived if you meet the minimum daily balance requirement

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FREE Interest Checking for employees

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No ATM fees from Beneficial

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FREE Start RewardingSM Package for
business owners

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FREE initial supply of checks up to $100

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Annual fee for line of credit waived for the
first year*

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*All loan products subject to credit approval.

Business Checking simplified

A complete breakdown of all our business checking accounts.

  Small Business Checking Business Checking Sole Proprietor Checking Start GrowingSM Package Professional Package
Best if you want: No monthly service charge, no minimum balance Fee-based account for high activity Interest-earning account for qualified entities All-purpose business account with extras A custom-designed package to help you run your accounting, legal or medical office
Minimum to open: $100 $50 $50 $100 $100
Minimumm daily balance: None None $1,000 $2,000 $5,000
Monthly service charge: None All or a portion of your monthly cost of maintaining this account may be offset by an earnings credit of the investable balance $12 monthly service charge waived if minimum daily balance requirement is met $25 monthly service charge waived if minimum daily balance requirement is met $25 monthly service charge waived if minimum daily balance requirement is met
Debit card: FREE FREE FREE FREE FREE
Earns interest: No No Yes* Yes* Yes*
Basic online banking with bill pay: FREE Corporate Online Banking upgrade FREE FREE FREE
Free items per month: Up to 350 Transaction fees apply Unlimited Up to 500 Up to 500
Extras:   Cash management services available   Preferred Rate on Business Statement Savings or Business Money Market with automated monthly savings – Discounted Cash Management packages available – No annual fee line of credit up to $250,000º FREE Start EarningSM Package for business owner Preferred Rate on Business Statement Savings or Business Money Market - Discounted Cash Management services available - Annual fee for line of credit waived for the first yearº - FREE Start RewardingSM Package for business owner -FREE interest checking for employees


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*Subject to standard FDIC insurance coverage limit of $250,000.

ºLoan products subject to credit approval.

Run your business in real time.

Our electronic and online tools make it easy to bend and flex with the ever-changing needs of your business.

From the Learning Library

The right knowledge makes the difference.

We’ll help you plan rather than worry, prepare rather than react, with the latest ideas and strategies for your business.




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1818 Beneficial Bank Place
1818 Market Street
Philadelphia, PA 19103

888.742.5272
info@thebeneficial.com
The use of non-secure email is intended for general questions, inquiries and comments only. Confidential Customer information cannot be accepted electronically.


Routing No: 236075689
SWIFT Code: BENFUS33

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Unsecure Email Disclosure

Your privacy is very important to us. We would like to advise you that Internet email is not a secure method of communication. Please do not submit any information that you consider confidential. We recommend you do not include any specific identifying information such as your social security, account, PIN numbers, date of birth, etc...

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USA PATRIOT Act

To help the government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you – When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license and other identifying documents.