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  Checking Accounts
Beneficial gives you a choice of checking accounts to match your goals, your budget, and the ways you use your money.

Pick the checking account that works best for you:

FREE Checking

Interest Checking

Campus Checking
For college students age 18-25, Beneficial offers additional benefits to our standard FREE Checking account:

Open your account at any Beneficial office.


Your Beneficial Visa® Debit Card is a rewards card with BankThanks℠ Rewards Program. Receive one point for every $3 you spend on non-PIN-based purchases - redeemable for great rewards.
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Online budgeting tool that shows you ALL of your money—not just your Beneficial accounts—and tracks where every dollar is going.
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View your accounts, check loan balances and transaction history, and even transfer funds from wherever you are, anytime you need to.

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Swipe & Save
Swipe & Save is a great way to earn cash back by simply using your Beneficial Visa® Debit Card.

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Best of all, any checking account you choose also comes with the
following benefits:


Overdraft Privilege and Protection
For those times when you inadvertently exceed your balance, overdrafts can be paid through Beneficial's Overdraft Privilege Program or our Overdraft Protection service. Overdraft Privilege pays overdrafts for all eligible customers. Overdraft Protection covers overdrafts by linking any checking account to another Beneficial account.
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Check Imaging*
Check images are available for free through Online Banking for every Beneficial checking account.

If you prefer seeing your checks on paper, instead of the usual pile of canceled checks each month, you'll receive laser-clear images of those checks printed on an 8 1/2" x 11" page. These images are included for free with every Beneficial checking account except Free Checking. Our Free Checking customers may request paper images for a $2 mailed check images monthly subscription fee or $3 per monthly statement cycle request.

Check Imaging makes your financial life easier in many ways, and Beneficial is pleased to provide you this enhancement in customer service.
  • Check images are accepted nationwide as legal proof of payment
  • If you need to furnish such proof, an image of the endorsed back of your check can be made available quickly
  • High-quality laser-printed statements and check images are easy to read
  • Check images are printed in check number order for easy reconciliation
  • Check number, amount, and date paid are printed beneath each image, letting you track account activity at a glance
  • Questions that used to require lengthy research can be answered by our staff in a flash
  • Beneficial can store your check images longer and more legibly than with microfilm
  • Duplicate copies of lost statements or checks can be provided quickly

  Balance Your Checkbook
Need help balancing your checkbook? Beneficial is always there to help.
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  Switch Kit
Moving your accounts has never been faster and more convenient with our Switch Kit. These online tools include everything you need to switch. Simply print out the paperwork and send it to the appropriate party.
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* Our Free Checking customers may request paper images for a $2 mailed check images monthly subscription fee or $3 per monthly statement cycle request.


*Click here for additional terms.

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