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Online Banking and Bill Payment

All prior FMS Internet Banking users have been pre-enrolled into Beneficial's Online Banking. As a result, if you previously used Internet Banking at FMS, you do not need to sign up again at Beneficial. As an added benefit, if you were also using the FMS Bill Pay service, we have made efforts to have your existing payee list transferred to our Bill Pay service. The possibility exists that you may need to re-enter one or more payees so be sure to review your list for completeness.

To login to Internet Banking go to the home page of the Beneficial Bank website and follow the instructions below:

The first time you login, use your existing login ID. If you have different login IDs for your FMS Online Banking and Bill Pay services, only your Online Banking logon ID was transferred to Beneficial. Use the last four (4) digits of your Social Security Number as your password. You will then be prompted to create a new password.

For enhanced security, the first time you login at Beneficial, you need to establish your online identity through a new, highly-advanced authentication process. The security of our customers' financial information is one of our most important responsibilities here at Beneficial.

If you need logon assistance or have any additional questions, please contact the Customer Contact Center at 1-888-742-5272.

Welcome Farmers & Mechanics Customers to the New Beneficial!

With our merger now official, it is a great privilege for Beneficial Bank to welcome our many new customers from Farmers & Mechanics Bank. Our goal here at the new Beneficial is to bring you even better banking by combining the best qualities of two great organizations.

New Beneficial signs and a fresh new look are now in place at former FMS branches. You'll see other positive signs as well. With the satisfaction of every customer our first priority, Beneficial offers a full range of consumer and business banking products. One-to-one customer service is the only kind of service we know, so you'll continue to be treated with a friendliness that is genuine, and a human touch that tells you every customer interaction is a personal one, not just a financial one.

We look forward to meeting all of our new Farmers and Mechanics Bank customers in the coming weeks, and to meeting all of your banking needs far into the future.

to access the
PERSONAL banking guide you received in the mail that explains your new Beneficial accounts

CLICK HERE to access the
BUSINESS banking guide you received in the mail that explains your new Beneficial accounts

If you have any questions, please contact our Customer Contact Center at


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