Beneficial Bank

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Current Rates

Beneficial mortgages are, and always have been, safe and sound. What we do is offer you excellent rates and various terms, along with exceptional service.

Jumbo Mortgages

Make your new luxury home or refinance affordable with an upsized mortgage at Beneficial's undersized rates.
  • Residential loans greater than $417,000
  • Various terms available**
  • Free pre-qualifications*** within one business day
Now's the time to lock in the jumbo mortgage rate** you've been waiting for. 

**Click here for additional information.

Fixed Rate Mortgages

  • Fixed interest rate for the life of the loan
  • Fixed monthly principal and interest payments for the life of the loan
  • Various terms available^
^Click here for additional terms.

Adjustable Rate Mortgages (ARMs)

  • Qualify for higher loan amounts with a lower initial rate
  • Interest rate varies during the term of the loan with periodic and lifetime rate caps
Adjustable Rate Mortgages are available. Please contact the Mortgage Origination Department for more information by calling 888.777.2770.

First Time Home Buyer Program
  • Discounted rates and fees
  • No income limits
  • Lower down payment requirements

Pennsylvania Housing Finance Agency (PHFA) Keystone Home Loan Programs
If you meet certain eligibility requirements and are buying your first home in Pennsylvania, this program can make all the difference.
  • Year-round availability
  • Below-market rate financing
  • Below-market origination fees
  • Closing cost assistance

Delaware Valley Mortgage Plan
  • Discounted rates and fees
  • For low- to moderate-income borrowers
  • Income and loan limits are applicable

One Business Day Mortgage Pre-qualification***
Beneficial doesn’t want you to spend time worrying. We get right to work so you know your status the very next business day.

*All loans subject to credit approval.
***All pre-qualifications are subject to credit approval.

*Click here for additional terms.

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