Service Alert: Due to inclement weather our branches closed at 3pm today 11/15.
Whether you're buying or refinancing, we’ve got lots of ways to help you find your way home.
These rates are not guaranteed and are subject to change without notice. This is not a credit decision or a commitment to lend.
Our mortgages are designed to make it a
little easier to finance your home.
This mortgage lets you lock in the rate of your loan for its life so you’ll be safe from the market’s ups and downs – making it even easier to stick to a budget.
Fixed monthly principal and interest payments for the life of the loan | Terms available for 10, 15, 20, and 30 years | Free pre-qualifications* within one business day
Buying or refinancing? Check out our rates.
*All pre-qualifications are subject to credit approval.
This mortgage lets you invest in a home while giving you lower interest rates for a fixed period at the beginning.
Get lower initial rates | Interest rates may change depending on market changes | Free pre-qualifications* within one business day
Apply by Phone
Looking for a larger home? We’ll help you get a big mortgage at a lower rate.
Residential loans greater than $453,100** | Terms available for 10, 15, 20, and 30 years | Free pre-qualifications* within one business day
**Minimum jumbo loan amounts may vary by county. Larger loan amounts as published by Fannie Mae.
Specialty Mortgage Programs
Financing your home can take a lot. If you need help,
we’ve got options.
If you’re just starting out, our lower fees and the option to put less money down upfront can help you buy a home even if you’re on a smaller budget.
Discounted rates and fees let you save more | Flexible payment terms to fit your budget* | Lower down payments
†Restrictions apply. Not all home buyers will qualify. Inquire for more details.
*All rates are subject to change without notice. All loans are subject to credit approval. Please inquire for more details on loan products.
Buying your first home in Pennsylvania? If you meet certain eligibility requirements, we can help you toward your dream of owning your own home.
Available year-round | Below-market rate financing* | Below-market origination fees
If you’re trying to buy or refinance a home in Pennsylvania or New Jersey, our discounted mortgage rates can help you get there. Some income and loan limits may apply.
Discounted rates and fees keep your costs low | Perfect for low-to-moderate income borrowers
All rates are subject to change without notice. All loans are subject to credit approval. Please inquire for more details on loan products.
Designed for homeowners with existing FHA mortgages, Streamline Refinances are the fastest, simplest way for FHA-insured homeowners to refinance their respective mortgages with today’s mortgage rates.
Reduced credit requirements and no qualifying debt ratios | No income verification or home appraisal required | Fixed rate terms available for 10, 15, 20, and 30 years Purchase and refinance terms backed by FHA available for 10, 15, and 30 years
These tools can help you get started.
Check out the most up-to-date rate information for mortgages, home equity, personal loans and credit lines.
Keep an eye on the current rates with our rate watch emails.
Sign Up for Rate Watch Emails
Get an idea of how much your monthly payments will be, how much you can get a mortgage for or whether refinancing is your best option with our handy calculators.
If you have questions, here’s a good place to start.
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1818 Beneficial Bank Place
1818 Market Street
Philadelphia, PA 19103
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Routing No: 236075689
SWIFT Code: BENFUS33
© 2018 Beneficial Bank
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