personal packages

Special Account Packages

Our combined accounts are designed to make it easier to make good choices with your money.

These rates are not guaranteed and are subject to change without notice. This is not a credit decision or a commitment to lend.

Start EarningSM Package

This combination of accounts automatically transfers a minimum of $25 once a month from your checking account to our exclusive Tiered Statement Savings account, which earns higher interest the higher your balance.

We’ll waive the $15 monthly service charge if a $1,000 combined minimum daily balance is met between your checking, savings and money market accounts

Get a 0.50% discount off the annual percentage rate of a home equity loan or HELOC with our Package Rate.

start  earning account

$25 is automatically transferred monthly from checking to your Tiered Statement Savings account so you can earn better rates the more you save

Up to $5 cash back on other banks’ ATM fees per statement cycleß

Open Account      Compare

Switching banks? Check out our simple Switch Kit.

¥The “Package Rate” means the discounted rate given to borrowers with automatic payment deduction from a Start EarningSM, Start BenefitingSM or Start RewardingSM Package account. Removal of automatic payment deduction or closure of the Start Earning, Start Benefiting or Start Rewarding package account will increase the rate by 0.50%.

*All loan products subject to credit approval.

ßFee refunds are only provided for Start Earning and Start Rewarding checking account ATM transactions. ATM fees on accounts linked to your Package checking account will not be refunded.

Start RewardingSM Package

Higher balances mean more rewards. Start Rewarding offers more flexibility, perks and benefits for you.

We’ll waive the $20 monthly service charge if you maintain a $10,000 combined minimum daily balance between your checking, savings and money market accounts

Next-day funds availability for domestic checks»

FREE incoming domestic wire transfers

reward account

0.25% rate discount on consumer Home Equity Loan and Personal Loan with auto deduction

Up to $10 cash back per statement cycle on other banks’ ATM feesß to checking account

FREE VIP checks

Open Account      Compare

Switching banks? Check out our simple Switch Kit.

¥*The "rate discount" means the discounted rate given to borrowers with automatic payment deduction from a Beneficial Bank checking account. Removal of automatic payment deduction or closure of the checking account will increase the rate by 0.25%.

*All loan products subject to credit approval.

»New account holds and certain restrictions may apply.

ßFee refunds are only provided for Start Rewarding checking account ATM transactions. ATM fees on accounts linked to your Package checking account will not be refunded.

Start BenefitingSM Package

Looking to get a little extra out of retirement? If you’re 50 or older, this package gives you extra benefits, plus unlimited checks.

Maintain a combined $1,000 minimum daily balance between your accounts or have a direct deposit, and we’ll waive the $8 monthly service charge2

FREE check orders

benefit account

0.25% rate discount on consumer Home Equity Loan and Personal Loan with auto deduction

Open Account      Compare

Switching banks? Check out our simple Switch Kit.

2Combined balance from checking, savings, money market & time deposit accounts.

*All loan products subject to credit approval.

¥The "rate discount" means the discounted rate given to borrowers with automatic payment deduction from a Beneficial Bank checking account. Removal of automatic payment deduction or closure of the checking account will increase the rate by 0.25%.

compare table

Everything on the table

A complete breakdown of all our accounts.

  Start Rewarding℠ Package Start Benefiting℠ Package
BEST IF YOU WANT: Higher deposit balances with bigger rewards Checking for customers age 50 and older
MINIMUM TO OPEN: $50 $50
MINIMUM DAILY BALANCE: $10,000 combined balance1 $1,000 combined balance (or direct deposit)2
HOW DO I WAIVE THE MONTHLY SERVICE CHARGE: Maintain a combined minimum daily balance of $10,000 between your checking, savings, and money market accounts and have the $20 monthly service charge waived Maintain a combined $1,000 minimum daily balance between your checking, savings, money market, and time deposit accounts or establish direct deposit and have the $8 monthly service charge waived
DEBIT CARD: Yes with higher limits available Yes
EARNS INTEREST: Yes Yes
ONLINE & MOBILE BANKING, AND BILL PAY: FREE FREE
NON-BENEFICIAL/NON-WSFS ATM FEES These fees are charged by Beneficial Bank for using any non-Beneficial or non-WSFS ATMs: No, plus up to $10 back on other banks' ATM fees per statement cycleß No
EXTRAS: Next-day availability for domestic checks.»

0.25% rate discount on consumer Home Equity Loan and Personal Loan with auto deduction.*

FREE incoming domestic wire transfers.
Unlimited FREE checks.

0.25% rate discount on consumer Home Equity Loan and Personal Loan with auto deduction.*


Full Details

Less Details

1Combined balance from checking, savings & money market.

2Combined balance from checking, savings, money market & time deposits.

ΔMobile Banking is provided at no charge by Beneficial Bank. Check with your phone service provider for any additional text messaging or phone charges.

ßFee refunds are only provided for Start Rewarding checking account ATM transactions. ATM fees on accounts linked to your Package checking account will not be refunded.

*The "rate discount" means the discounted rate given to borrowers with automatic payment deduction from a Beneficial Bank checking account. Removal of automatic payment deduction or closure of the checking account will increase the rate by 0.25%.

»New account holds and certain restrictions may apply.

From the Glossary

bank services Services offered by a bank for convenience, such as online banking, automatic transfer and check cancellation. More terms

Account benefits

Lots of ways to stay smart with your money.

From the Knowledge Bank

Educational Workshops

Learn how to build your budget and make smarter financial choices with our free weekly financial workshops.

Our Events




Beneficial Bank Footer Logo




1818 Beneficial Bank Place
1818 Market Street
Philadelphia, PA 19103

888.742.5272
info@thebeneficial.com
The use of non-secure email is intended for general questions, inquiries and comments only. Confidential Customer information cannot be accepted electronically.


Routing No: 236075689
SWIFT Code: BENFUS33

scroll top

Please Note:

You have clicked on a link that will navigate you away from the Beneficial Bank website to an external site that may have different privacy standards. Please click ‘Continue’ to proceed or ‘Cancel’ to stay on the Beneficial Bank site.

Continue Cancel
×

Unsecure Email Disclosure

Your privacy is very important to us. We would like to advise you that Internet email is not a secure method of communication. Please do not submit any information that you consider confidential. We recommend you do not include any specific identifying information such as your social security, account, PIN numbers, date of birth, etc...

Continue Cancel
×

Please Note:

You have clicked on a link that will navigate you away from the Beneficial Bank website to an external site that may have different privacy standards. Please click ‘Continue’ to proceed or ‘Cancel’ to stay on the Beneficial Bank site.

Continue Cancel
×

Please Note:

Beneficial is now officially part of the WSFS Bank family, and we are excited to offer you a wider range of mortgage products and solutions to choose from.

Please click Continue below to be redirected to the WSFS Mortgage website, an external site that may have different privacy standards, or Cancel to stay on the Beneficial Bank site.

Continue Cancel
×