Loans and Lines of Credit

You know what you want out of life – we can help you make it happen.

Featured Rates

Determine what loan is right for you by evaluating the rate, Annual Percentage Rate (APR), and points.

30 Year Fixed Rate

Rate APR Points
3.625% 3.653% 0.000%

15 Year Fixed Rate

Rate APR Points
2.875% 2.923% 0.000%

30 Year Fixed Rate - Jumbo

Rate APR Points
3.625% 3.645% 0.000%
See All Rates
Rates are subject to change

Personal Loans*

Smart banking is finding the right loan at the right terms. Whether you're looking for a new car or need a loan with flexible collateral alternatives, our competitive rates and quick approvals can help get you what you need.

*All loan products subject to credit approval.

Planning Tools

Need help planning?

These tools can help you get started.

Beneficial always recommends you consult with your financial and tax advisors.

Unsecured Credit Line

Even if you don’t have collateral, you can borrow from us and still get lower
rates than most credit cards.

*All loan products subject to credit approval.

From the Learning Library

A lot more goes into lending than just money.

If you have questions, here’s a good place to start.