New Year.
New Financial You.



Here’s a New Year’s resolution suggestion. That credit card in your wallet? Put it on ice!


Use your Beneficial Bank Visa® Debit Card instead. Starting January 1st, when you use your debit card 20 times in a month and sign for your purchases, we’ll give you double the rewards points.*

And consolidate that high interest credit card debt with our low introductory 2.25% Annual Percentage Rate on our Home Equity Line of Credit.**

No credit card interest and double reward points. That’s a resolution worth making.


Learn more about our debit card    Learn more about our Home Equity Line of Credit



**Offer good through February 28, 2018. Available to consumer Beneficial Bank Visa Debit Card holders only. During promotional period of January 1 – February 28, 2018, customers will earn 2 points for every $3.00 spent when they make 20 non–PIN based purchases per month. For more information on Beneficial’s rewards program, visit thebeneficial.com/bankthanks.

** The 6 month introductory period for the 2.25% Annual Percentage Rate (APR) is available on all new Home Equity Lines of Credit (HELOC) on applications received as part of the HELOC + Intro Rate product (HELOC +). Customers must have automatic payment deduction from a Start Earning℠, Start Benefiting℠ or Start Rewarding℠ Package account in order to receive the introductory rate. Existing HELOC customers are not eligible for the offer. The 6 month introductory period for the HELOC + begins at line activation and will last 6 months from the line activation date. This is a limited time offer. Rates are effective as of June 15, 2017 and are subject to change without notice. This is a variable rate product. At the end of the 6 month promotional period the variable APR will be calculated using the Wall Street Journal Prime Rate plus 0.75% for lines $5,100 - $99,999 or Wall Street Journal Prime Rate minus 0.25% for lines of $100,000 or greater, when borrowers have a Start Earning, Start Benefiting or Start Rewarding Package account with automatic payment deduction. (For Package accounts, minimum daily balance requirements apply to waive monthly service charges.) Removal of automatic payment deduction or closure of Start Earning, Start Rewarding or Start Benefiting Package account will increase the rate by 0.50%. Higher rates may apply. As of December 14, 2017 the Wall Street Journal Prime Rate is 4.50%. The maximum APR is 18% after the promotional period ends. The minimum APR will be 3.00% after the promotional period ends. The HELOC + must be secured by a first or second position mortgage on a primary or secondary, owner occupied residential property. Investment, rental, or commercial properties do not qualify. Property insurance will be required. All loan products subject to credit approval. Beneficial always recommends you consult with your financial and tax advisors. See an associate for full details.






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1818 Beneficial Bank Place
1818 Market Street
Philadelphia, PA 19103

888.742.5272
info@thebeneficial.com
The use of non-secure email is intended for general questions, inquiries and comments only. Confidential Customer information cannot be accepted electronically.


Routing No: 236075689
SWIFT Code: BENFUS33

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USA PATRIOT Act

To help the government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you – When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license and other identifying documents.