beneficial sba loans

Small Business Administration (SBA) Loans

Traditional lending options may not suit all businesses. Our SBA program offers another way for businesses to secure credit with fast closing and easy access to proceeds.

Success starts with innovation.

As an SBA Preferred Lender, the Beneficial Bank Government Guaranteed Lending team can find creative ways for businesses across a wide variety of industries to secure credit with fast closing and easy access to proceeds, as well as:

Beneficial

Lower down payments with minimal cash investment

Longer terms and less collateral

Longer terms and less collateral

Flexible underwriting requirements

Flexible underwriting requirements

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For more information on the SBA Loans available, as well as SBA loan requirements, visit the U.S. Small Business Administration website.
Beneficial Bank always suggests you consult with your tax and financial advisors. All loan products subject to credit review.

Loan Programs**

  • Real Estate Loans

    We offer up to $5 million to purchase, refinance, construct or renovate owner-user commercial real estate.*

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    Up to 90% financing and up to 25 years fully amortized or split up over a term

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    Owner-user should occupy at least 51% of an existing building and 67% of a new construction

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    First and second mortgages are assumable to qualified borrowers

  • Business Loans

    We can offer you up to $5 million to start or acquire a business, refinance debt, obtain inventory or working capital and start or acquire a franchise business.

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    Get up to 80% financing

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    Up to 15-year terms

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    Get up to 100% financing for debt refinancing on some loans

  • Loans offered through Beneficial Bank’s SBA Team

    When you’re out on your own, it helps to have a checking account that will work hard alongside you. That’s why we’ve created an account that lets you earn interest on what you put in.

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    Purchase, construct or renovate commercial real estate

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    Purchase equipment or get working capital

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    Acquire a business




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1818 Beneficial Bank Place
1818 Market Street
Philadelphia, PA 19103

888.742.5272
info@thebeneficial.com
The use of non-secure email is intended for general questions, inquiries and comments only. Confidential Customer information cannot be accepted electronically.


Routing No: 236075689
SWIFT Code: BENFUS33

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USA PATRIOT Act

To help the government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you – When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license and other identifying documents.