Swipe and Save

Swipe & Save

Get special offers from your favorite retailers when you use your Beneficial Visa® Debit Card.

With Swipe & Save*, spending
is both smart and easy.

Swipe and Save

We’ll send offers from your favorite stores, hotels, restaurants and more right to
your Online or Mobile Banking home page. After you make a purchase, cash back
will be credited to your account.**

*Available to Beneficial Visa® Debit Card holders only.

**The credit may take a few weeks to appear.

  • Getting Started

    1

    From the Online or Mobile Banking home page, go to 'Swipe & Save.'

    Not enrolled in Online Banking? Register.

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  • Activate

    2

    Under 'View your offers,' click or tap an offer to activate it before making a purchase.

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  • Save Real Money

    3

    Get cash credited to your account after you make the purchase.**

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**The credit may take a few weeks to appear.

Using your debit card?

Unlike some other banks, we don't reward you for using credit. With cash back for debit card purchases, you'll get rewarded for spending with what you already have.

Questions?

What is Swipe & Save?

This program lets you earn cash back by using your Beneficial Visa® Debit Card to purchase merchandise and services. The program is available to all debit card holders. Through this program, you'll receive targeted offers to receive cash back on purchases based on how you shop. The more you use your Beneficial Visa® Debit Card, the more offers you can receive and the more cash you can get back!

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Is this program free?

Yes, this program is free! There is no cost associated with this program, making it easy for you to earn cash back. This program is just another benefit of using your Beneficial Visa® Debit Card.

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Where do I go to see offers?

You can find offers on the home page beneath ‘‘Transactions’‘ in the transaction history or in the ‘‘Swipe & Save’‘ section in the upper right part of the page. Offers can also be found on the account history page or the Swipe & Save summary page. New offers will be labeled as ‘‘View your offers’‘ until you click to activate them. Once clicked, the offer is ‘‘loaded onto’‘ the associated Debit Card. All offers can be viewed by visiting the Swipe & Save summary page.

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How do I redeem offers?

Each offer is based on how you currently shop, so the offers that you receive are relevant! To redeem the offer, simply click on it to see the details; this automatically loads the offer onto your debit card. Then shop at the specified retailer and sign when using your debit card to earn cash back. Each offer has different details regarding when and where to shop and how much you need to spend. Please read the details to determine how to redeem each offer and start earning cash back.

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Do I need to use a coupon or code to earn cash back?

Typically, you do not need a coupon or code to redeem an offer. Each offer has different specifications regarding when and where you shop and how much you need to spend. Offers that require an online purchase are clearly specified and may include a redemption code. Please read offer details to determine how to redeem each offer.

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All Personal FAQs

Contact us anytime for
more assistance.

888.742.5272  |  

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1818 Beneficial Bank Place
1818 Market Street
Philadelphia, PA 19103

888.742.5272
info@thebeneficial.com
The use of non-secure email is intended for general questions, inquiries and comments only. Confidential Customer information cannot be accepted electronically.


Routing No: 236075689
SWIFT Code: BENFUS33

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USA PATRIOT Act

To help the government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you – When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license and other identifying documents.