The following information applies to your gift card:
Your gift card can be used for any purchases inside the continental United States where Visa® Credit Cards are accepted. Use it just like a credit card, and purchases will be deducted from the balance until the funds are depleted. Use it just like a debit card by selecting a PIN - simply call 866.894.3710. Note that the card cannot be used for foreign transactions.
For your convenience, all Beneficial cards will expire no less than five years from the date of issuance. The expiration date will be clearly printed on the front of every card. Underlying funds do not expire.
Beneficial does not charge its customers an initial purchase fee for gift cards. If your card is lost or stolen, a $2 replacement fee will be charged.
Full Terms and Conditions